Retiring in Kihei

Retiring in Kihei offers Hawaii's real, lowest-in-the-nation effective property tax rate and full Social Security exemption, alongside real, elevated day-to-day living costs this record discloses directly.

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Hawaii's real, favorable retirement-tax treatment

Social Security benefits are fully exempt from Hawaii state income tax, and most employer-funded pension distributions are exempt as well -- though Hawaii has no blanket IRA/401(k) exemption, a real, meaningful distinction.

Genuinely low effective property tax, high absolute home values

Hawaii's statewide effective property tax rate runs the nation's lowest (~0.27%), though Kihei's own high home values mean the real dollar tax bill still runs meaningful in absolute terms.

A real, disclosed healthcare-distance consideration

Maui Memorial Medical Center sits roughly 10-12 miles from Kihei -- retirees with significant ongoing care needs should confirm current local urgent-care and specialist availability directly.

Key takeaways

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Read the full Kihei overview for the complete picture -- housing, taxes, climate, and who this place genuinely fits.

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Last reviewed: 2026-08-28. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.