Cost of Living in Waimea (Kamuela)

Waimea's cost of living runs genuinely high, layered on top of Hawaii's own defining statewide cost pressures.

Exploring the idea of moving?

We can connect you with a local real estate professional who knows the area -- no pressure, just a starting point.

Learn more

Genuinely elevated housing costs

Cited median home prices ranged from approximately $794,378 to approximately $1.1 million, depending on the source and property-type mix.

A genuinely low effective property tax rate

Hawaii County's owner-occupied rate structure applies here as in Hilo, yielding a genuinely low approximate effective rate (~0.55%) after the home exemption, even though the real dollar bill runs higher given Waimea's elevated home values.

Hawaii's statewide cost pressures still apply

Hawaii's cost-of-living index (~193) reflects statewide shipping, grocery, electricity, and gas costs that apply in Waimea as everywhere in the state.

Key takeaways

Want to know what your budget actually buys here?

Tell us a bit about what you're looking for and we'll connect you with someone local who can walk you through real numbers.

Get local guidance

Read the full Waimea (Kamuela) overview for the complete picture -- housing, taxes, climate, and who this place genuinely fits.

Planning a move?

Tell us what you're looking for and we'll connect you with a local expert who can help you make it happen.

Talk to a local expert
Last reviewed: 2026-08-28. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.