Housing Market in Kailua-Kona
Kailua-Kona's 2026 housing market is genuinely expensive by every citation reviewed, with Zillow's cited average home value at approximately $881,477 against a cited national median of approximately $408,776 -- though this record discloses a real, current, disclosed softening trend across every major metric this pass.
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Learn moreA Genuinely Expensive Market, Softening in 2026
Zillow's cited average home value ran approximately $881,477 (down ~1.4% YoY, as of July 31, 2026), while Redfin's cited median sale price ran approximately $878,000 (down a sharper ~17.0% YoY) -- a real, disclosed cross-metric tension on the precise magnitude of the decline this record does not resolve to one clean narrative, though both figures agree on the real, current direction: down.
A Real, Substantial Segment Split Between Single-Family Homes and Condos
KE Team Hawaii's mid-2026 market report cited a year-to-date median single-family home price of approximately $1.225 million (down ~6.1% YoY, though price-per-square-foot fell only ~1%, suggesting underlying values held up better than the median swing alone implies), while the year-to-date median condo price ran substantially lower, approximately $570,000, with condos carrying approximately 7.7 months of supply -- genuinely more negotiating leverage for condo buyers than the tighter single-family segment.
A Real, Disclosed Substantial Premium Versus the National Median, Even at the Low End
Against the ~$408,776 national median comparison figure used consistently across this project's records, even Kailua-Kona's lowest-cited segment (the ~$570,000 condo median) runs approximately 40% above it, and the single-family median runs roughly triple it -- a real, genuine, and comparatively large affordability GAP in the expensive direction, the inverse of several other Tier A+ markets in this project's dataset.
Neighborhood-Level and Lava-Zone-Specific Price Variance Was Not Researched to Comparable Depth This Pass
This record did not independently research how Kailua-Kona's specific lava-flow hazard zone or neighborhood (Alii Drive vs. Holualoa vs. Kona Palisades, for instance) affects a given property's price to comparable depth this pass -- see the best-areas topic page for what this record did confirm, and buyers should confirm current, specific listing and closed-sale data directly for a target neighborhood.
Confirm a Target Property's Lava-Flow-Zone Status, Given Real Insurance and Lending Implications
As detailed on the flood-hurricane-risk topic page, most of Kailua-Kona falls in the moderate-hazard USGS Lava-Flow Hazard Zone 4, which this record's research found carries standard insurance availability and normal lending terms -- but buyers should confirm a specific target property's exact zone directly, since higher-hazard zones elsewhere on the island can carry real, different insurance and lending implications this record did not research to comparable depth for Kailua-Kona specifically.
Key takeaways
- Zillow's, Redfin's, and segment-specific Kailua-Kona price figures all run substantially above the cited 2026 national median (~$408,776), even at the lowest-cited segment (condos).
- This record discloses a real, unresolved tension between Zillow's modestly falling average value and Redfin's sharply falling median sale price over overlapping windows.
- Condos carry genuinely more buyer negotiating leverage (~7.7 months of supply) than the tighter single-family segment in 2026.
- This record did not research Kailua-Kona neighborhood- or lava-zone-specific price variance in comparable depth this pass -- confirm current, address-specific data directly for a target area.
- Most of Kailua-Kona falls in the moderate-hazard Lava-Flow Zone 4 -- confirm a specific property's exact zone and its insurance/lending implications directly.
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