Retiring in Kaanapali

Kaanapali's real, disclosed 61.4 median age and 87% cited homeownership rate make it genuinely one of the more retiree- and second-home-oriented communities this project has documented in Hawaii.

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A genuinely, substantially older population

Kaanapali's median age of 61.4 years runs unambiguously, substantially higher than Hawaii's own statewide comparison figures and every other Maui Tier B market this project built this same pass (base record).

Hawaii's real Social Security and pension exemptions apply

Hawaii does not tax Social Security income at all, and fully exempts employer-funded pension income, though employee-contributed retirement plan portions and traditional 401(k)/IRA distributions remain fully taxable -- applies statewide including Kaanapali (base record).

A genuinely high resort-classified property tax to weigh

Retirees should weigh Kaanapali's genuinely high Hotel/Resort property tax classification (~1.175% effective) directly against Hawaii's favorable retirement-income tax treatment (base record).

Confirm healthcare access for retirement-stage needs

Given this record's disclosed gap on Kaanapali-specific hospital access, retirees with specific healthcare needs should confirm current facility access and drive times to Maui Memorial Medical Center directly (base record).

Key takeaways

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Last reviewed: 2026-08-28. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.