Retiring in Holualoa

Holualoa's senior (65+) population share runs a genuinely above-threshold ~27.9% -- this record discloses what that means for retirees directly, trade-offs included.

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A genuinely above-threshold senior population share

Holualoa's senior share (~27.9%) and median age (47.1, the second-oldest among this project's current Big Island Tier B markets) both run above this project's Hawaii statewide and national comparison figures, directly driving this record's retiring topic call (base record).

Genuinely close healthcare access

Kona Community Hospital and Kailua-Kona's broader outpatient network both sit a real, disclosed genuinely short distance from Holualoa -- a favorable healthcare-access position for retirees (base record).

Hawaii's real Social Security and pension tax treatment

Hawaii does not tax Social Security income at all and fully exempts employer-funded pension income from state income tax -- a real, current, statewide benefit for retirees in Holualoa as everywhere in Hawaii (base record).

Real, disclosed trade-offs retirees should weigh directly

Retirees should weigh Holualoa's genuinely elevated, disclosed-volatile housing costs and the Kona coffee belt's real Lava Flow Hazard Zone 2 status directly against its artist-village charm and close healthcare access (base record).

Key takeaways

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Last reviewed: 2026-08-28. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.