Cost of Living in Holualoa

Holualoa's cost of living runs genuinely high on housing, this record discloses directly alongside a real, disclosed price-volatility caveat and a favorable cited household-income figure.

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Genuinely expensive, disclosed-volatile housing

Holualoa's cited housing figures run substantially above the ~$408,776 national comparison figure under every citation, though this record discloses a real, disclosed spread between a $2.4M median sale price citation and a $1.58M average listing price citation (base record).

A genuinely low effective property tax rate

This record's own calculation, using the more conservative ~$1,582,358 listing-price figure, yields an approximate effective rate near 0.56%, below the ~1.02% national comparison figure (base record).

A favorable cited household income figure

Holualoa's cited median household income (~$109,444, 2023) runs favorably relative to Hawaii's statewide median, real, disclosed context alongside the area's elevated housing costs (base record).

Hawaii's real 11% top income tax rate applies statewide

Hawaii's real, current 2026 top marginal individual income-tax rate is 11%, applying in Holualoa as everywhere in the state (base record).

Key takeaways

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Last reviewed: 2026-08-28. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.