Taxes & Insurance in Newnan
Coweta County's effective property tax rate runs below the Georgia median even though the typical annual bill runs slightly above the state's median bill, and Newnan's homeowners insurance reads well below the Georgia state average given its inland, non-coastal location. Georgia's flat state income tax applies statewide.
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Learn moreCoweta County property tax: a below-median rate, an above-median bill
Coweta County's effective property tax rate is cited at 0.93% of assessed value, below the Georgia median rate of 1.00% -- yet the median annual tax bill still runs $2,561, about $161 higher than the state median bill, reflecting Coweta's home values more than its rate (TaxByCounty, LegalClarity, retrieved 2026-08-22). Separately, the county's 2026 rollback millage rate is 4.755 mills before Floating Local Option Sales Tax (FLOST) collections, reduced to 3.756 mills after accounting for roughly $10.9 million in FLOST collections over five months; the county's actual FY2027 millage rate was scheduled for adoption August 25, 2026, so treat the rollback figure as the most recent confirmed anchor rather than a final adopted rate. This is the county layer only -- city and school-district millage also apply on top of it.
Georgia's flat state income tax
Georgia levies a flat 4.99% individual income tax for tax year 2026, per HB 463 (Georgia Dept. of Revenue, Governor Kemp press release, retrieved 2026-08-22) -- this applies statewide, not a Newnan-specific figure, restated here as place-level context.
Homeowners insurance runs well below the Georgia state average
Newnan homeowners insurance is cited at $1,725/year, about 20% below the Georgia state average -- explicitly attributed by the source to Newnan sitting more than 200 miles inland with no meaningful hurricane exposure as a rating factor (Clovered, retrieved 2026-08-22). This sits comfortably below the statewide Georgia averages cited elsewhere ($1,655-$2,323/year depending on source and coverage level), consistent with Newnan's genuinely inland, non-coastal risk profile -- the real, tangible upside of not carrying any hurricane/windstorm exposure.
Key takeaways
- Coweta County's effective property tax rate (0.93%) runs below the Georgia median (1.00%), but the median annual bill ($2,561) runs slightly above the state median, reflecting home values more than the rate.
- The county's 2026 rollback millage rate is 3.756 mills (after FLOST collections) to 4.755 mills (before); the actual FY2027 rate was scheduled for adoption August 25, 2026, after this research pass.
- Georgia's flat 4.99% state income tax (2026, HB 463) applies statewide.
- Homeowners insurance runs about 20% below the Georgia state average ($1,725/year vs. a $1,655-$2,323 statewide range), reflecting Newnan's inland location and lack of hurricane exposure.
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