Retiring in Stuart

Stuart is a genuine, well-documented retirement market -- its senior population share (29.5%-31.2%) runs roughly double the national rate, and Niche's 2026 rankings place it among Florida's stronger retirement destinations. Real healthcare infrastructure and nearby age-favored communities back up that reputation.

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The demographic profile

Between 29.5% and 31.2% of Stuart residents are 65 or older, depending on the source, versus a national share of roughly 17%-18% -- consistent with median-age figures for the city clustering in the high 40s to low 50s across sources, per Neilsberg's Census-derived analysis.

Niche's 2026 ranking, and nearby age-favored towns

Niche's 2026 rankings place Stuart 85th of 659 for Best Places to Retire in Florida and 199th of 12,636 nationally. Within Martin County, Niche separately highlights Sewalls Point (A-, a peninsula between Stuart and Hutchinson Island), Hobe Sound (described as having an 'old Florida' feel), and Rio as areas that rank especially well for retirement living -- real regional context for buyers weighing a specific address near Stuart.

Real healthcare infrastructure backs the reputation

Cleveland Clinic Martin Health's two in-city hospitals -- with Martin North a U.S. News-recognized Best Regional Hospital -- give retirees genuine local access to acute and specialty care, a meaningful factor given the age of the resident population.

The cost side for a fixed-income budget

Florida's lack of a state income tax applies fully to retirement income (Social Security, pensions, 401(k)/IRA withdrawals). On the cost side, a typical homeowner's insurance premium runs about $2,971/year but climbs to $3,500-$5,993+/year on waterfront property, and the citywide median sale price runs $307K-$325K depending on the measurement window -- real planning considerations for a retiree budgeting on a fixed income.

Key takeaways

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Last reviewed: 2026-08-22. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.