Pros and Cons of Living in Sebastian

Sebastian's core trade-off pairs genuine affordability, a below-median tax rate, and a real in-city hospital against the lack of in-city oceanfront, no commercial airport, and crime data that -- unusually -- disagrees sharply depending on the source.

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Pro: real affordability across housing, taxes, and cost of living

Sebastian's median sale price ($347,450) runs below Vero Beach's, its effective property tax rate (0.94%) runs below both state and national medians, and its overall cost-of-living index (96.8) runs modestly below the national average -- a consistent, multi-metric affordability advantage rather than a single cherry-picked figure.

Pro: a real in-city hospital and genuine small-town character

Orlando Health Sebastian River Hospital (145 beds, Primary Stroke Center certified) provides real local acute care, and the city carries a genuine "Old Florida" working-waterfront identity distinct from a manufactured retirement-community feel.

Con: no in-city oceanfront and no commercial airport

Sebastian's city limits do not include Atlantic beachfront -- Sebastian Inlet and Orchid Island are a 15-20-minute drive -- and there is no commercial airport in-city, with the nearest options (Vero Beach Regional, 14 mi; Melbourne International, 24 mi) both requiring a drive.

Con: crime data genuinely disagrees by source

CrimeGrade.org and City-Data both rate Sebastian among the safer cities in the country, but NeighborhoodScout rates it considerably higher-crime than the national average -- a real, substantial disagreement rather than a rounding difference, and one that should push a prospective mover to check a specific address directly rather than rely on any single source.

Key takeaways

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Last reviewed: 2026-08-22. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.