Taxes & Insurance in Plantation
Plantation sits in Broward County, where property tax rates and homeowners insurance both run on the higher side statewide -- worth budgeting for directly rather than assuming Florida's no-income-tax reputation covers the whole cost picture.
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Learn moreBroward County property tax and the 2026 homestead exemption
Broward County's countywide millage runs 5.6658 mills for fiscal year 2026, but that's only the county's own portion -- the combined rate stacking the County Commission, city, school district, and any special districts serving a given parcel typically lands around 19-22 mills total, per Broward-focused property-tax trackers. Florida's homestead exemption for 2026 totals $51,411 -- a base $25,000 that applies to all property taxes including school levies, plus an additional $26,411 that applies only to non-school taxes on assessed value between $50,000 and $75,000 -- and enrolls a primary residence in the Save Our Homes assessed-value growth cap.
Broward County's combined sales tax rate
Broward County's combined sales tax rate is 7% for 2026 -- Florida's 6% state rate plus a 1% county surtax, per Avalara's county tax-rate tracking.
Homeowners insurance runs high, consistent with Broward-wide exposure
Florida is widely reported as the most expensive state in the country for homeowners insurance, and Broward County's hurricane and wind exposure keeps it within that costly tier even for an inland-of-the-coast city like Plantation (base record tags Plantation with HIGH_HOMEOWNERS_INSURANCE and HURRICANE_RISK). Get a specific, current quote for any Plantation address rather than relying on a statewide average -- recent tort-reform legislation has reportedly slowed premium growth and prompted some carriers to file rate reductions, but actual quotes still vary widely by property.
Key takeaways
- Broward County's own countywide millage is 5.6658 mills (FY2026); combined city-plus-school-plus-county rates typically total around 19-22 mills.
- The 2026 Florida homestead exemption totals $51,411, split between a base $25,000 (all taxes) and an additional $26,411 (non-school taxes only).
- Broward County's combined sales tax rate is 7% for 2026.
- Florida remains the most expensive state nationally for homeowners insurance -- get a current, address-specific Plantation quote rather than relying on a statewide figure.
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