Cost of Living & Housing in Ormond Beach
Ormond Beach carries the highest housing cost of the Daytona-area satellites researched on this site, consistent with its beachfront and historic-district identity, while its everyday cost-of-living index runs only modestly above the national average.
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Learn moreHousing prices and trend
Redfin's median sale price for Ormond Beach was $386,000 over a trailing three months ending April 2026, up 5.7% year-over-year, at a median $194/sqft (down 5.4% YoY) -- a combination that, together with homes averaging 88 days on market, points to a slower-paced, more buyer-favorable market than the price appreciation alone would suggest. This is the highest of the three Daytona-area figures researched in the base dataset (versus Port Orange's roughly $342K-$352K and DeLand's roughly $345K-$360K).
Everyday cost of living and insurance
Salary.com's 2026 estimate put Ormond Beach living costs at $2,422/month for a single adult and $5,334/month for a family of four, about 2% below the national average by that measure -- though a separate index cited Ormond Beach as 4% more expensive than the national average, a genuine disagreement across sources worth disclosing rather than smoothing over. No Ormond Beach-specific homeowners insurance figure was independently verified this session; as a barrier-island-adjacent coastal community, it should be expected to run toward the higher end of Florida's statewide insurance range (roughly $5,500-$11,000/year across sources cited this session) rather than the more affordable inland pricing DeLand likely sees -- a reasonable inference from its coastal exposure, not a verified city-specific number.
Property taxes
Volusia County's total 2025 millage ran about 19.21 mills countywide, and the county's proposed FY2026-27 budget holds most taxing-fund rates flat pending September public hearings, per local reporting. No Ormond Beach-specific effective property-tax rate was independently verified this session -- use the county figure as general context rather than a precise city-level estimate.
Key takeaways
- Ormond Beach's median sale price ($386K, trailing 3 months ending April 2026, up 5.7% YoY) runs highest of the three Daytona-area satellite cities researched in the base dataset.
- 88 days on market and a falling price-per-sqft point to a market that has slowed even as the headline median price climbed -- a mixed, not purely hot, signal.
- Cost-of-living sources disagree on direction: one estimate puts Ormond Beach about 2% below the national average, another about 4% above -- disclosed rather than resolved.
- No city-specific homeowners insurance figure was verified; as a coastal barrier-island-adjacent community, expect pricing toward the higher end of Florida's statewide range rather than DeLand's likely-lower inland pricing.
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