Cost of Living in Orange Park

Orange Park runs close to the national cost-of-living average overall, well below both Jacksonville-area beach towns and Ponte Vedra Beach, though sources disagree on exactly how it compares -- some put it slightly above the U.S. average, others essentially at it.

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A Cost Index Close to (but Contested Around) the National Average

One source (Momentum Realty) puts Orange Park's overall cost-of-living index at 108 -- about 8% above the national baseline of 100 -- while BestPlaces-style aggregation puts it closer to 99, essentially at the national average. That's a meaningful disagreement worth flagging rather than resolving artificially; the honest read is that Orange Park sits in the range of "at to slightly above" the U.S. average, not dramatically above it either way.

Monthly Cost Estimates

Salary.com-style budgeting puts Orange Park's monthly cost of living at roughly $2,499 for a single adult and $5,503 for a family of four (2025 figures), describing overall costs as about 1% above the U.S. national average. Housing, transportation, and food are cited as the primary cost drivers, consistent with the broader Florida pattern of rising insurance and housing costs outpacing other categories.

Cheaper Than the Coast, Comparable to Much of the Metro

Orange Park's cost profile sits well below Ponte Vedra Beach and the Jacksonville beach towns, largely because its housing stock (see Housing) runs in the $300K range rather than $700K-plus. It is broadly comparable to, or slightly above, the cost of living in the city of Jacksonville proper.

Key takeaways

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Last reviewed: 2026-08-22. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.