Climate & Weather in Naples

Naples has a tropical, subtropical Gulf Coast climate: warm winters, hot and humid summers, and a rainfall pattern heavily concentrated in a handful of summer months. The same warmth that draws relocating retirees and snowbirds comes paired with a real hurricane season.

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Temperatures run warm year-round

Naples' annual average temperature is about 74°F. Winters are genuinely mild -- January, the coolest month, averages around 65.4°F -- while summer regularly pushes highs into the upper 80s and low 90s, with August, the warmest month, averaging around 83.4°F. There's essentially no frost risk in a typical winter, a large part of the region's draw for snowbirds and relocating retirees. This data reflects NOAA Climate Normals for the 1991-2020 period.

A pronounced wet season -- with some disagreement on totals

Sources disagree somewhat on Naples' exact annual rainfall: one puts it at 55.43 inches, while another estimates a range of 39-49 inches. Both agree that roughly 70% of annual rainfall falls between June and September, meaning winters and springs are comparatively dry while summer brings frequent afternoon thunderstorms. New residents accustomed to more evenly distributed rainfall elsewhere should expect a genuinely different pattern here.

Hurricane season shapes the calendar

Atlantic hurricane season runs June through November, with the highest-risk window from August through October -- overlapping directly with the wettest months of the year. See the flood-hurricane-risk topic for storm-specific risk and insurance implications.

Key takeaways

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Last reviewed: 2026-08-22. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.