Taxes & Insurance in Miramar
Miramar sits in Broward County, sharing the same countywide property and sales tax structure as Pembroke Pines elsewhere in this batch, with the Miramar Park of Commerce's commercial tax base adding a non-residential contribution most purely residential Broward suburbs lack.
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Learn moreBroward County property tax and the 2026 homestead exemption
Broward County's fiscal year 2026 countywide millage is 5.6658 mills, with the combined rate homeowners actually pay -- stacking the county, city, school district, and any special districts -- averaging around 19.8394 mills countywide, per aggregated county tax tracking. That works out to an estimated effective property tax rate of roughly 0.94%-1.44% of a home's value depending on the specific taxing district, the same range that applies in Pembroke Pines elsewhere in this batch. Florida's homestead exemption for 2026 is $51,411, typically saving a homeowner $659-$1,009 per year.
Sales tax runs at Broward County's standard rate
Broward County's combined sales tax rate has stood at 7% for several years -- Florida's 6% state rate plus a 1% county transportation surtax approved by voters in 2018 -- per Florida Department of Revenue county surtax tracking, the same rate that applies throughout Broward County.
The Miramar Park of Commerce broadens the local tax base beyond housing alone
Miramar's 10,000-plus-employee, 180-plus-company Miramar Park of Commerce (see the base record) contributes commercial property tax revenue that a purely residential suburb doesn't generate -- a structural difference worth noting even though it doesn't change the residential millage rate a homeowner pays directly.
Homeowners insurance runs high statewide, and South Florida's exposure tends toward the upper end
Statewide Florida homeowners insurance estimates for 2026 disagree sharply by source and methodology: readings range from roughly $3,757/year for a policy with wind coverage up to $10,384/year on other estimates. Florida remains the most expensive state in the country for homeowners insurance, though recent tort-reform legislation has reportedly slowed premium growth. Broward County's dense, hurricane-exposed South Florida location generally pushes actual quotes toward the higher end of that statewide range -- get a specific, current quote for any Miramar address rather than relying on a statewide average.
Key takeaways
- Broward County's FY2026 countywide millage is 5.6658 mills; the average combined rate across county, city, school, and special districts runs about 19.8394 mills, with an estimated effective rate of roughly 0.94%-1.44% of home value.
- Broward County's combined sales tax rate is 7% (6% state plus a 1% county transportation surtax). The 2026 homestead exemption is $51,411.
- The Miramar Park of Commerce's commercial tax base is a structural differentiator from purely residential Broward suburbs, even though it doesn't change the residential millage rate directly.
- Statewide FL homeowners insurance estimates for 2026 range roughly $3,757-$10,384/year depending on coverage and methodology -- South Florida's hurricane exposure tends to push actual quotes toward the higher end.
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