Cost of Living & Housing in Leesburg
Leesburg runs affordably relative to Florida's statewide median: Redfin cites a $305K median sale price (though a separate average-price figure of $330K, up 16.8% YoY, points to a market with a wide mix of home values). Property taxes run below both the Florida and national medians (0.91% effective rate per Ownwell), while homeowners insurance estimates vary widely by source, a real disclosed spread rather than one settled figure.
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Learn moreHousing Prices
Redfin cites a $305K median sale price "last month" (down 1.6% YoY), while a separate average-price figure from the same aggregation cites $330K (up 16.8% YoY) -- the median and average diverging this much suggests a market with a wide mix of home types and values rather than a data error. Redfin characterizes the market as "somewhat competitive" (38 out of 100), with homes averaging 1 offer and selling in about 77 days.
Property Taxes Run Below the Florida and National Medians
Ownwell's median effective property tax rate for Leesburg is 0.91%, below both the national median (1.02%) and the Florida state median. The median annual tax bill is cited at $1,663, about $737 below the national median bill of $2,400.
Homeowners Insurance -- A Wide, Disclosed Spread
Estimates vary meaningfully by source: TGS Insurance cites its Leesburg customers typically paying around $2,350/yr, while a separate estimate cites a much wider $2,981-$7,747/yr range, and a generic Florida-market source cites a narrower $1,800-$3,500/yr range. One source attributes Leesburg rates running roughly 20% below the Florida state average partly to the city's inland location (reduced direct hurricane/storm-surge exposure versus coastal cities) -- plausible but not independently verified this research pass. Get a direct quote rather than relying on any single figure here.
Key takeaways
- Leesburg's median home price ($305K per Redfin) runs affordably relative to Florida's statewide median, though a separate average-price figure ($330K, +16.8% YoY) suggests real variation in the local home-value mix.
- Leesburg's effective property tax rate (0.91% per Ownwell) sits below both the Florida and national medians.
- Homeowners insurance estimates disagree widely across sources (roughly $2,350 to as high as $7,747/yr) -- get a direct quote rather than anchoring on any single figure.
- Leesburg's inland location is cited by one source as a factor keeping insurance costs below the Florida state average, though this was not independently verified.
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