Taxes in Jacksonville
Florida's headline tax advantage -- no state income tax -- applies fully in Jacksonville, and the city's combined property tax millage runs lower than the other major Florida cities researched in this project. This page covers state and local tax structure broadly; see property-taxes for the property-tax specifics.
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Learn moreNo State Income Tax
Florida has no state individual income tax, applying to wages, retirement income, and capital gains alike -- a statewide fact, not specific to Jacksonville, but a genuine draw for people relocating from higher-tax states, and one that pairs well with Jacksonville's below-national-average housing costs (see cost-of-living).
Sales Tax
The combined sales tax rate in Duval County is 7.5% as of 2026 -- 6% Florida state sales tax plus a 1.5% Duval County surtax, per Avalara and TaxRatesUSA's 2026 rate tables. No individual city or municipality within Duval County, including Jacksonville itself, adds a further local surtax on top of that combined rate.
Property Taxes
Property tax specifics live on the property-taxes topic page -- in short, Duval County's combined 2025-26 millage (17.865 mills) runs lower than Miami, Orlando, Tampa, St. Petersburg, or Tallahassee, and effective rates for individual owners run roughly 1.1%-1.4% depending on homestead status.
A Genuinely Favorable Tax Combination, With the Usual Florida Caveat
Jacksonville pairs no state income tax with a comparatively moderate property tax millage and below-national-average housing costs -- a genuinely favorable combination among the Florida A+ markets researched so far. The standard Florida caveat still applies, though: homeowners insurance costs (see homeowners-insurance) should be modeled alongside tax savings, not ignored, even though Jacksonville's coastal-adjacent (not beachfront) position appears to keep those costs somewhat more moderate than Florida's barrier-island markets.
Key takeaways
- Florida has no state income tax, applying to wages, retirement income, and capital gains -- a real and statewide, not Jacksonville-specific, advantage.
- Duval County's combined sales tax rate is 7.5% (6% state + 1.5% county) as of 2026, with no additional city-level surtax.
- Property tax specifics live on the property-taxes topic page; Duval's combined millage (17.865 mills) runs lower than other major Florida cities in this project.
- Model homeowners and flood insurance costs alongside tax savings -- Florida's no-income-tax advantage is real, but insurance is still a meaningful line item even in a comparatively moderate market like Jacksonville.
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