Property Taxes in Jacksonville
Because Jacksonville is a consolidated city-county government, its property tax bill combines city, county, school, and special-district millage into a single, comparatively moderate rate by Florida big-city standards -- and the effective rate an individual owner pays depends heavily on homestead status. Sources measure the effective rate differently enough that this page presents a range rather than one number.
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Learn moreCombined Millage Is Lower Than Other Major Florida Cities
Duval County's combined 2025-26 millage rate is 17.865 mills, per Jax Daily Record's reporting on the city budget process -- lower than the comparable combined rates cited for Miami (20.5564), St. Petersburg (19.5156), Tallahassee (19.2379), Orlando (19.1028), and Tampa (19.0437). Because the consolidated government folds most municipal services into one rate, this single figure does more of the work here than it would in a city with more fragmented overlapping taxing districts.
The City's Own Portion Was Cut in 2025
Jacksonville City Council voted in September 2025 to reduce the city's own millage rate by one-eighth of a mill, from 11.3169 to 11.1919, via Ordinance 2025-0501 -- a roughly $18.75 annual savings on a $200,000 assessed property with a $50,000 homestead exemption, per Jax Daily Record's coverage. Note this is the city's portion only, not the full combined rate above, which also includes the school district, library, and water-management-district millage.
Effective Rate: A Real Range, Not One Number
Estimates of Jacksonville's effective property tax rate (taxes paid as a share of market value) cluster in a 1.1%-1.4% range but don't agree precisely: one source (Ownwell, aggregating Duval County assessment data) cites a median effective rate of 1.24%, above both the Florida state median (1.10%) and the national median (1.02%); another estimate puts the average homesteaded effective rate around 1.18% and the non-homesteaded average around 1.42%. These are broadly consistent directionally but not identical -- treat 1.1%-1.4% as the honest range rather than picking one figure.
Homestead Exemption and Save Our Homes
Florida's standard homestead exemption reduces a primary residence's taxable value by up to $50,000, and the statewide Save Our Homes provision caps annual increases in assessed value for homesteaded properties -- both apply in Jacksonville exactly as they do elsewhere in Florida, and both apply only to owner-occupied primary residences, not investment or second-home purchases.
Rates Vary Slightly Even Within Duval County
Because the incorporated beach cities (Atlantic Beach, Jacksonville Beach, Neptune Beach) and the small town of Baldwin are separate municipalities within Duval County with their own millage, their rates differ from Jacksonville proper -- the beach cities' 2025-26 rate dropped to 7.9012 from 8.0262 in the same council action, per Jax Daily Record. That figure is not directly comparable to Jacksonville's combined 17.865 mills without accounting for which taxing authorities apply in each jurisdiction.
Key takeaways
- Duval County's combined 2025-26 millage rate is 17.865 mills -- lower than Miami, St. Petersburg, Tallahassee, Orlando, or Tampa's combined rates, a real advantage of the consolidated city-county structure.
- The City of Jacksonville's own millage portion was cut from 11.3169 to 11.1919 in September 2025 (Ordinance 2025-0501), saving roughly $18.75/year on a $200,000 assessed, homesteaded property.
- Effective property tax rate estimates range roughly 1.1%-1.4% depending on homestead status and measurement method; sources do not agree on one precise figure.
- The homestead exemption (up to $50,000) and Save Our Homes assessment cap apply only to owner-occupied primary residences -- investment and second-home buyers pay full freight.
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