Climate & Weather in Jacksonville

Jacksonville has a humid subtropical climate with hot, wet summers and short, mild winters, per NOAA's 30-year climate normals (1991-2020). Its river-town geography means hurricane-season rainfall risk is closely tied to the St. Johns River's flood behavior, covered in more depth on the flood-hurricane-risk page.

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Temperature

Jacksonville's average annual temperature is about 69°F, per NOAA-based climate data aggregation. The warmest month averages around 92°F, typically in July or August, while the coldest month averages around 43°F, typically in January -- freezing temperatures occur occasionally in winter but are not the norm.

Rainfall

Jacksonville receives about 53.4 inches of precipitation annually based on NOAA's 1991-2020 climate normals, with a broadly similar ~52-inch figure cited by other weather-data aggregators. Most of that rainfall falls during the summer wet season, consistent with a humid subtropical climate pattern.

Hurricane Season Overlaps the Wettest Months

Atlantic hurricane season (June 1-November 30) overlaps substantially with Jacksonville's wettest months, meaning the period of highest rainfall risk is also the period of highest storm risk. See flood-hurricane-risk for the insurance and risk specifics tied to this overlap, including the Hurricane Irma (2017) flood event.

A River Runs Through It

The St. Johns River -- one of the few major US rivers that flows north -- runs directly through Jacksonville, and its behavior during heavy rain and storm surge is a recurring feature of the city's weather story in a way that's distinct from purely coastal Florida cities. This is the mechanism behind the flood risk detailed on the flood-hurricane-risk page, not a separate phenomenon.

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Last reviewed: 2026-08-22. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.