Cost of Living & Housing in DeLand
DeLand's cost of living runs close to the national average -- unusual for a Florida relocation market, where the more common story is a premium -- and its housing figures cluster in the mid-$300s, though sources disagree on both the exact number and the direction of recent movement.
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Learn moreHousing prices and trend
Redfin put DeLand's median sale price at $359,804 as of a June 2026 snapshot, down 1.4% year-over-year, consistent with a December 2025 figure of about $345K (also down YoY) -- sources agree the market has softened somewhat through this period, in the roughly $345K-$360K range. Zillow's separate typical-home-value estimate, a different methodology, put DeLand at $332,565 as of mid-2026, up 2.1% over the prior year -- a genuinely different read on direction, not a correction of the Redfin figure, and worth disclosing rather than resolving to one number.
Everyday cost of living
Salary.com's 2026 composite estimated DeLand living costs at $2,414/month for a single adult and $5,316/month for a family of four, about 2% below the U.S. national average -- a genuinely affordable reading relative to much of coastal Florida. No independently verified DeLand-specific homeowners insurance figure was found this pass; being roughly 25 miles inland with no coastal exposure, DeLand should sit toward the more affordable end of Florida's homeowners-insurance range (statewide averages cited this session run roughly $5,500-$11,000/year depending on source and coverage) rather than at the high end paid by beachfront Volusia County properties, but that is a reasonable inference from geography, not a verified DeLand figure.
Property taxes
Volusia County's total 2025 millage ran about 19.21 mills countywide (roughly 5.28 mills of that funding schools), and the county's proposed FY2026-27 budget keeps most taxing-fund millage rates flat, per county reporting -- final rates are set at public hearings in September. No DeLand-specific effective property-tax rate (as a percentage of home value) was independently verified this session; use the county millage figure as context rather than a precise city-level bill estimate.
Key takeaways
- Median sale price runs roughly $332K-$360K depending on source (Redfin ~$345K-$360K, softening; Zillow ~$333K, up slightly) -- treat as a mid-$300s market, not a single precise figure.
- DeLand's overall cost of living (Salary.com, 2026) runs about 2% below the U.S. national average -- genuinely affordable by Florida standards.
- Volusia County's total 2025 millage is about 19.21 mills; no DeLand-specific effective tax rate or homeowners insurance figure was independently verified this session.
- Being roughly 25 miles inland with no coastal exposure, DeLand should run toward the more affordable end of Florida's homeowners insurance costs, though this is an inference from geography rather than a verified city-specific figure.
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