Taxes in Daytona Beach
Florida has no state personal income tax, Daytona Beach's biggest single tax advantage relative to most other states -- but Volusia County property taxes are a real cost for homeowners, with a combined millage rate of roughly 18.13 mills for Daytona Beach proper (against a broader countywide total around 19.21 mills), and ZIP-level annual bills that varied widely, from about $1,473 in ZIP 32114 to about $3,646 in ZIP 32124.
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Learn moreNo State Income Tax
Florida levies no state personal income tax on wages, retirement income, or investment income, applying statewide including Daytona Beach. This is a structural, permanent advantage relative to most other states -- it does not, however, offset property taxes or insurance costs, which are Daytona-Beach-specific and covered below and on the insurance-hazard-costs page.
Daytona Beach and Volusia County Millage
The combined millage rate for properties within Daytona Beach proper runs approximately 18.13 mills (1.813%) on non-exempt assessed value, per real-estate-industry summaries of Volusia County/Florida Department of Revenue data. The broader Volusia County total millage runs around 19.21 mills for 2025 across the county as a whole. The exact combined rate for any specific parcel depends on which county, school-district, municipal, and special-district levies apply -- verify a specific address using the Volusia County Property Appraiser's Tax Estimator tool at vcpa.vcgov.org.
A Wide Range of ZIP-Level Bills
Annual property-tax bills within the Volusia County area ranged from about $1,473 in ZIP 32114 to about $3,646 in ZIP 32124, driven primarily by differences in assessed value, school-district levies, and overlapping special assessment districts rather than a single uniform citywide rate. This is a meaningful spread -- a prospective buyer should check the specific ZIP and parcel rather than assuming a single citywide figure applies.
Homestead Exemption and Save Our Homes
Owner-occupants get relief unavailable to investors or second-home buyers: the 2026 homestead exemption can reduce taxable assessed value by up to $51,411 ($25,000 base plus an additional $26,411, indexed annually), and the Save Our Homes cap limits annual assessed-value growth to the lesser of 3% or CPI (2.7% for 2026) for as long as the homestead is maintained, filed with the Volusia County Property Appraiser by March 1. This is also why a long-tenured homesteaded owner's tax bill can differ substantially from what a new buyer of the same home would pay in year one, since a purchase resets assessed value to market value before the cap starts working in the buyer's favor.
Key takeaways
- No state income tax applies statewide in Florida, including Daytona Beach -- a permanent structural advantage that does not offset property-tax or insurance costs.
- Daytona Beach proper carries a combined millage of roughly 18.13 mills; the broader Volusia County total runs around 19.21 mills (2025) -- verify a specific parcel via the Volusia County Property Appraiser's Tax Estimator.
- ZIP-level annual bills ranged widely, from about $1,473 (ZIP 32114) to about $3,646 (ZIP 32124), driven by assessed value and overlapping taxing districts.
- The 2026 homestead exemption (up to $51,411 off taxable value) and a Save Our Homes cap of the lesser of 3% or CPI (2.7% for 2026) apply only to owner-occupied primary residences, filed by March 1.
- Up to $500,000 in Save Our Homes savings is portable between Florida homesteads via Form DR-501T, filed within three tax years of the move.
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