Cost of Living in Clermont
Clermont runs somewhat above the national average on overall cost of living, driven mainly by housing and an unusually high reported cost-of-living index for healthcare specifically. Sources disagree on the exact size of the gap -- Salary.com puts Clermont about 7% above the national average, while a separate aggregator (Livingcost.org) puts the average cost of living lower in absolute dollar terms -- but every source checked agrees Clermont is not a discount market within Florida.
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Learn moreThe Overall Index -- and a Real Spread Between Sources
Salary.com's 2025 data puts Clermont's cost of living at 7% above the U.S. national average, with monthly costs estimated around $2,639 for a single person and $5,812 for a family of four. A separate aggregator, Livingcost.org, cites an average cost of living around $2,313/month -- a different figure from a different methodology, both cited here rather than collapsed into one number.
Category Breakdown: Housing, Groceries, and a Notably High Health Index
ERI's cost-of-living index for Clermont (baseline 100 = national average) reports Housing at 101, Groceries at 104, Services at 103, Transportation at 105, Utilities at 102, and Health at 146 -- that last figure is a notable outlier worth flagging plainly, since it runs well above every other category and above what a typical Florida city reports; this research pass did not find a second source corroborating the specific 146 figure, so it is disclosed as a single-source data point rather than treated as confirmed.
Housing Is the Structural Driver
Housing cost is consistently cited as the biggest line item locally, consistent with the citywide median sale price of roughly $463,743-$464K documented on the housing-market topic page -- well above many other Central Florida cities, and one reason Clermont's overall index runs above rather than below the national average, unlike some comparable inland Florida markets.
Renting Is More Moderate Than Buying
Rent estimates for Clermont cluster in the roughly $1,554-$1,749/month range for an average apartment as of 2025, per RentCafe and Rent.com data -- a meaningfully smaller premium over national norms than the buy-side housing cost, and one reason renting can be a more moderate entry point into Clermont than buying. See the renting topic page for the full breakdown by unit size.
Key takeaways
- Clermont's overall cost of living runs above the national average per most sources checked -- Salary.com cites 7% above national, though a separate aggregator (Livingcost.org) reports a lower absolute monthly figure using a different methodology.
- ERI's cost-of-living index shows Health running notably high (146 against a 100 baseline) relative to every other category -- a single-source figure not independently corroborated this research pass.
- Housing is the structural driver of the above-average cost of living, consistent with a citywide median sale price around $463,743-$464K.
- Rent runs closer to national norms than home prices do, with average apartment rent estimated around $1,554-$1,749/month as of 2025.
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