Moving to Celebration: Pros, Cons & What to Know

Moving to Celebration means buying into a genuinely planned community, not just a subdivision -- Disney built it from scratch starting in 1996 as a New Urbanist showcase, and that design intent still governs daily life here in a way it doesn't in a typical Orlando satellite suburb.

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A planned community with real history

The Walt Disney Company founded Celebration in 1996; the first family moved in on June 18, 1996, after winning a lot lottery that drew thousands of entrants in November 1995, and November 12, 1996 -- marking completion of the downtown -- is still celebrated locally as Founders Day. The town was designed by architects Robert A. M. Stern and Jaquelin T. Robertson in a New Urbanism style, and the Urban Land Institute named it "New Community of the Year" in 2001. Disney sold the Celebration Town Center to Lexin Capital, a New York private-equity firm, in January 2004, but the residential design covenants and CROA governance structure Disney set up continue to run the community.

What moving in actually involves

Membership in the Celebration Residential Owners Association (CROA) is mandatory for homeowners, and exterior changes typically go through an architectural review process consistent with the community's design covenants -- a real adjustment for buyers used to unrestricted subdivisions. Sources disagree on whether a separate Community Development District (CDD) assessment also applies on top of CROA dues (one source states there is no separate CDD; another describes a CDD established under Florida law in 1994 governing the community) -- get the current, address-specific fee schedule from a Celebration real-estate agent or CROA directly before budgeting, rather than relying on either general claim.

Getting around

Celebration's town center -- Front Street and Market Street, anchored by a lakefront park on Lake Rianhard -- is genuinely walkable, an exception to Central Florida's typical car-dependent layout. A network of trails connects Celebration's villages for walking and biking. That said, Celebration still functions within a car-dependent metro overall, and it sits directly adjacent to Walt Disney World Resort in Osceola County.

Key takeaways

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Last reviewed: 2026-08-22. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.