Climate in Apollo Beach

Apollo Beach shares the Tampa Bay area's humid subtropical climate, but unlike the more inland satellites in this dataset, its direct Tampa Bay shoreline makes coastal storm surge -- not just rainfall -- the defining hurricane-season hazard.

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Warm Year-Round With a Wide Summer/Winter Swing

Tampa-area daily highs average around 71°F in the coolest part of January (lows near 52°F) and around 91°F in the hottest stretch of July-August (lows near 77°F), per regional climate-normal aggregation. Frost is rare, and Tampa Bay's moderating water presence keeps Apollo Beach's immediate shoreline slightly milder in winter cold snaps than more inland parts of the county.

Coastal Storm Surge Is the Defining Hazard Here

The Tampa area's annual rainfall runs around 52 inches, concentrated heavily in summer thunderstorms, but for Apollo Beach specifically, direct Tampa Bay shoreline exposure makes storm surge -- not inland river flooding -- the more relevant hurricane hazard, as described in moving. One risk-scoring source rates Apollo Beach's overall flood risk 'severe' (score of 79), with hurricanes rated a high risk and hail and tornadoes rated severe risks for the area.

Hurricane Season Runs June Through November

Atlantic hurricane season runs June through November. Hurricane Helene (2024) produced real, documented storm-surge flooding in Apollo Beach specifically, with residents reporting water reaching front-porch level -- a concrete, recent example of the coastal hazard this community faces that the more inland Hillsborough satellites in this dataset do not share to the same degree.

Key takeaways

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Last reviewed: 2026-09-02. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.