Moving to Fenwick Island: Pros, Cons & What to Know

Moving to Fenwick Island means moving to a real, tiny, extremely retiree-skewing beach town directly on the Delaware/Maryland state line.

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A real border-town identity

Fenwick Island sits directly on the Delaware/Maryland line, immediately north of Ocean City, MD, marked by the genuine, historic 1858 Fenwick Island Lighthouse (base record).

A genuinely tiny, elderly year-round population

A 2026 population of approximately 409, a median age of 66.8 years, and a 94.6% homeownership rate together describe one of the most decisively retiree/second-home-dominated markets in this dataset (base record).

Dramatically expensive housing

A cited $1.39M median property value reflects real, structural oceanfront/oceanblock barrier-island lot scarcity (base record).

Delaware's real statewide tax advantage still applies

Delaware's flat 0% sales tax (no local option anywhere) applies in Fenwick Island as statewide, even alongside the town's own elevated property-tax-rate and insurance profile (base record).

Key takeaways

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Last reviewed: 2026-08-28. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.