Cost of Living & Housing in Windsor
Windsor's cost of living centers on housing prices that carry a real, disclosed cross-source spread, alongside a property tax rate running modestly above Connecticut's own statewide average.
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Learn moreA real, disclosed spread across housing-value sources
Windsor's Zillow home-value index runs approximately $309,850 town-wide (+4.6% year-over-year), while the 06095 zip code specifically ran higher (approximately $377,910), and a separately cited median across 240 recent closed sales ran higher still (approximately $387,462) -- a real spread to confirm directly with a local agent (base record).
A 1.99% effective property tax rate, modestly above Connecticut's average
Windsor's own effective property tax rate ran approximately 1.99% of market value for tax year 2024 (on a cited $229,600 median-value home, producing an approximately $4,572 median annual bill), modestly above Connecticut's own 1.81% statewide average -- cross-validated against a separately cited, more recent mill rate (base record).
Connecticut's 6.99% top income tax rate and flat 6.35% sales tax
Connecticut's real, current top marginal individual income tax rate is 6.99% within a graduated seven-bracket structure, alongside a flat 6.35% state sales tax with no local-option city/county add-ons anywhere in the state, and a real Social Security exemption for most retirees (base record).
Rising statewide homeowners insurance, with no Windsor-specific figure confirmed
No Windsor-specific homeowners-insurance premium figure distinct from Connecticut's own statewide figures was found this pass. Connecticut's statewide average premium ran approximately $2,252/year in 2026 (Insurify), up from $2,204 in 2025 (base record).
Key takeaways
- Windsor's Zillow home-value index runs approximately $309,850 town-wide, with a real, disclosed spread up to $387,462 across other cited figures.
- Windsor's own 1.99% effective property tax rate runs modestly above Connecticut's 1.81% statewide average.
- Connecticut's 6.99% top income tax rate and flat 6.35% sales tax apply in Windsor as they do statewide.
- Connecticut's statewide homeowners-insurance costs are genuinely rising ($2,252/year average in 2026); no Windsor-specific figure was confirmed this pass.
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