Retiring in New London

Retiring in New London offers genuinely affordable housing and real, in-city hospital access, balanced against a meaningfully elevated property tax rate.

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Connecticut's real, partial Social Security exemption

Connecticut exempts Social Security benefits from state income tax for single filers with AGI under $75,000 and joint filers under $100,000, with a partial exemption above those thresholds -- a real, genuine advantage for many New London retirees.

A real, in-city full-service hospital

Lawrence + Memorial Hospital, a real, 308-bed acute-care facility headquartered in New London, gives retirees genuine, direct in-town access to full hospital care -- a real advantage over neighboring Groton.

A property tax rate to budget for carefully

New London's real, meaningfully elevated effective property tax rate (~2.61%) is a genuine, disclosed factor retirees on a fixed income should budget for directly against the city's lower home prices.

Key takeaways

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Read the full New London overview for the complete picture -- housing, taxes, climate, and who this place genuinely fits.

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Last reviewed: 2026-08-27. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.