Taxes & Insurance in Naugatuck
Naugatuck applies Connecticut's real 2026 6.99% top income tax rate alongside a comparatively high, real, disclosed property tax spread and statewide-typical homeowners insurance costs.
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Learn moreConnecticut's 2026 top income tax rate, verified independently
Connecticut's top state income tax rate is a real, verified 6.99% for 2026, applying above $500,000 taxable income for single filers ($1,000,000 married filing jointly), via a seven-bracket graduated schedule starting at 2% (base record).
A real, disclosed property tax spread, genuinely higher than many neighbors
Naugatuck's property tax carries a real, disclosed spread: 2.83% (computed from the town's own current 40.44 mill rate, 2025-2026 fiscal year, times Connecticut's statutory 70% assessment ratio) to a notably higher 3.98% (Ownwell's aggregator figure, above both the CT state median of 3.05% and the national median it cites) (base record).
A flat, simple sales tax structure
Connecticut's state sales tax is a flat 6.35% statewide, with no local-option add-on -- the same structure applying across every Connecticut town in this project's dataset (base record).
Statewide-typical homeowners insurance, with a real flood-history consideration
No Naugatuck-specific premium figure distinct from Connecticut's own statewide figures was found this pass -- Connecticut's statewide average carries a real, disclosed spread of approximately $2,019-$2,520/year. Naugatuck's real, dated 1955 flood history may be a relevant factor for flood-insurance quotes specifically (base record).
Key takeaways
- Connecticut's top income tax rate is a real, verified 6.99% for 2026, above $500,000 taxable income (single filers).
- Naugatuck's property tax carries a real, disclosed 2.83%-3.98% effective-rate spread, genuinely higher than many neighboring towns.
- Connecticut's flat 6.35% state sales tax carries no local-option add-on.
- Naugatuck's real, dated 1955 flood history may be a relevant factor for flood-insurance quotes specifically.
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