Cost of Living in Naugatuck
Naugatuck's cost of living centers on genuinely affordable housing relative to neighboring towns, offset by a comparatively high property tax rate and Connecticut's real statewide tax structure.
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Learn moreGenuinely affordable housing
Naugatuck's median sale price ran approximately $324,806-$325,000 as of May 2026 (Redfin), with Zillow's average home value running somewhat higher at $357,153 (July 2026) -- both real, disclosed figures, and both genuinely below Cheshire's $510,823+ average value (base record).
A property tax rate genuinely higher than neighboring towns
Naugatuck's property tax carries a real, disclosed spread: 2.83% (computed from the town's own 40.44 mill rate) to a notably higher 3.98% (Ownwell's aggregator figure) -- Naugatuck's mill rate itself runs genuinely higher than many neighboring New Haven County towns (base record).
A flat, statewide sales tax -- no local add-on
Connecticut applies a flat 6.35% state sales tax statewide, with no local-option add-on, alongside a real 6.99% top income tax rate -- the same statewide structure that applies across this project's Connecticut dataset (base record).
A genuinely competitive, faster-moving housing market
Homes in Naugatuck sold after a median 38 days on market as of the most recent reading, down from 53 days a year earlier, with a Redfin competitiveness score of 72/100 -- a genuinely faster-moving market than some neighboring towns (base record).
Key takeaways
- Naugatuck's median home price (~$325,000) runs genuinely affordable relative to neighboring New Haven County towns.
- Property tax runs genuinely higher here than in some neighboring towns (2.83%-3.98% effective-rate spread).
- Connecticut's flat 6.35% sales tax and 6.99% top income tax apply statewide, same as elsewhere in this dataset.
- The housing market runs genuinely competitive and fast-moving (38 days on market, Redfin score 72/100).
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