Cost of Living & Housing in Montville
Montville's cost of living centers on a real, genuine housing affordability advantage relative to Connecticut's statewide median, offset by a mill rate and computed property tax rate that both run above the state's own averages.
Exploring the idea of moving?
We can connect you with a local real estate professional who knows the area -- no pressure, just a starting point.
Learn moreGenuinely affordable housing versus Connecticut's statewide median
Montville's median home value runs approximately $297,991 (Zillow ZHVI, +3.3% year-over-year), genuinely affordable relative to Connecticut's own statewide median of roughly $455,000-$477,000. A separately cited $441,532 figure with an implausible 330% year-over-year change is not treated as reliable by this record (base record).
A 31.43 mill rate and a computed 2.20% effective property tax rate
Montville's own mill rate (31.43 for the October 1, 2025 Grand List) runs above Connecticut's statewide average mill rate of approximately 28.22. Applying Connecticut's statutory 70% assessment ratio, this record computes an effective rate of approximately 2.20% of market value -- above the state's own 1.81% statewide average (base record).
Connecticut's 6.99% top income tax rate and flat 6.35% sales tax
Connecticut's real, current top marginal individual income tax rate is 6.99% within a graduated seven-bracket structure, alongside a flat 6.35% state sales tax with no local-option city/county add-ons anywhere in the state, and a real Social Security exemption for most retirees (base record).
A real, disclosed income gap in Uncasville village
Montville's town-wide median household income (approximately $96,454, 2024) runs close to Connecticut's statewide figures, but Uncasville village specifically -- home to Mohegan Sun -- carries a real, notably lower median household income (approximately $68,598), a genuine within-town gap this record discloses rather than smooths over (base record).
Key takeaways
- Montville's median home value (approximately $297,991) runs genuinely affordable relative to Connecticut's statewide median.
- Montville's 31.43 mill rate produces a computed 2.20% effective property tax rate, above Connecticut's 1.81% statewide average.
- Connecticut's 6.99% top income tax rate and flat 6.35% sales tax apply in Montville as they do statewide.
- Uncasville village, home to Mohegan Sun, carries a real, notably lower median household income (~$68,598) than Montville's town-wide figure (~$96,454).
Want to know what your budget actually buys here?
Tell us a bit about what you're looking for and we'll connect you with someone local who can walk you through real numbers.
Get local guidanceRead the full Montville overview for the complete picture -- housing, taxes, climate, and who this place genuinely fits.
Planning a move?
Tell us what you're looking for and we'll connect you with a local expert who can help you make it happen.
Talk to a local expert