Pros and Cons of Living in Fairfield

Fairfield's honest tradeoff is real, genuine shoreline access and two established universities, set against genuinely high home prices and real, documented coastal-storm exposure.

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Real advantages

Fairfield offers two real universities inside the town, genuine Metro-North access to NYC, an A-rated high school, well-below-average violent crime, and the real, historic Bigelow Tea Company headquarters.

Real tradeoffs

Fairfield's own home values run genuinely expensive ($798,751-$1,100,000 across sources); its 2025 revaluation makes tax bills genuinely complex to predict from the headline mill rate alone; property crime runs above average; and real, documented coastal-storm exposure requires flood insurance.

The net read

For families and professionals who want genuine shoreline access and NYC commuter convenience near two universities, and can absorb Fairfield's real cost premium, its advantages are substantial.

Key takeaways

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Read the full Fairfield overview for the complete picture -- housing, taxes, climate, and who this place genuinely fits.

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Last reviewed: 2026-08-27. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.