Cost of Living in Windsor
Windsor runs above the Front Range median on housing cost, but carries a genuinely high median household income to match -- and a real, disclosed tax wrinkle unique to its county-line geography.
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Learn moreA high median household income, well above the state average
Windsor's median household income is cited at $127,028 (ACS 2020-2024 5-year estimate, refreshed July 2026), described as 33% above the Colorado state average (retrieved 2026-08-24). This is a genuinely strong income picture that helps offset the town's above-median housing costs.
A real, disclosed sales-tax split by ZIP code
Windsor's combined sales tax rate genuinely varies depending on which ZIP code (and therefore which county's portion of town) an address sits in: 6.55% in ZIP 80550 (2.9% state + 0.8% Weld County + 3.65% Windsor city) versus 8.2% in ZIP 80551 (2.9% state + 1.05% Weld County + 4.25% Windsor city) (Avalara, retrieved 2026-08-24) -- notably higher on the high end than Loveland's 6.95%-8.95% range cited elsewhere in this dataset.
Rent estimates disagree, but consistently sit above $1,500
RentCafe cites an overall average rent of $1,782 (up 3.11% YoY, Feb 2026), with 1BR units at $1,598 and 2BR units at $1,872; a second aggregator (Renter Insights) cites somewhat lower figures ($1,537 for 1BR, $1,495 for 2BR) -- a real, disclosed spread, but all estimates land above $1,500 regardless of source.
Colorado's flat income tax applies here as it does statewide
Colorado's flat 4.40% individual income tax rate (2026) applies in Windsor as it does everywhere else in the state, subject to the same TABOR surplus-refund mechanism documented in this dataset's Colorado record -- not a Windsor-specific benefit or drawback.
Key takeaways
- Median household income is $127,028 (2020-2024 ACS, refreshed July 2026) -- 33% above the Colorado state average, a real cushion against above-median housing costs.
- Combined sales tax genuinely varies by ZIP code within Windsor itself: 6.55% (80550) vs. 8.2% (80551) -- confirm the specific address before budgeting.
- Rent estimates ranged $1,495-$1,872 across sources for a 2BR unit -- a real, disclosed spread, all above $1,500.
- Colorado's flat 4.40% state income tax applies statewide, including Windsor -- not a distinguishing local factor.
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