Moving to Loveland: Pros, Cons & What to Know

Moving to Loveland means moving to a real, independent Larimer County city known nationally for its public art, not primarily as a Fort Collins suburb. Population estimates vary too widely across sources to cite one confidently -- from roughly 78,000 to 93,000 depending on the aggregator -- so treat any single population figure for Loveland as directional.

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Loveland's public-art identity is real and city-government-documented, not a marketing label

The city's Art In Public Places program, established by a 1985 ordinance dedicating 1% of qualifying capital-project budgets to public art, was the first such program in Colorado and has grown to a cited 560-plus pieces worth roughly $12.5 million, plus more than 20 downtown murals. New residents will encounter this identity directly -- it shapes downtown, city parks, and the annual Sculpture in the Park show at Benson Sculpture Garden.

Thompson School District serves Loveland and Berthoud

Thompson School District, rated "above average" by Niche and ranked #38 among Colorado's school districts for 2026, serves Loveland and neighboring Berthoud. See schools for the fuller comparison against this dataset's other Northern Colorado districts.

Confirm proximity to Big Thompson Canyon given the area's real flood history

Loveland sits at the mouth of Big Thompson Canyon, the historic US-34 gateway to Estes Park and Rocky Mountain National Park -- and the canyon carries a real, documented history of two separate deadly floods (1976 and 2013). New residents considering property near the canyon corridor specifically should review insurance-hazard-costs before deciding.

Key takeaways

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Last reviewed: 2026-08-24. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.