Living in Longmont, CO

Boulder County

Longmont is a real, independent Boulder County city with its own separate civic and economic identity -- not a Boulder neighborhood or a satellite suburb riding on Boulder's name, even though the two share a county and a highway corridor. Founded in 1871 as the Chicago-Colorado Colony, an agricultural settlement along the St. Vrain River, Longmont's roughly 100,000-104,000 residents (sources disagree by about 4,000 depending on whether the City of Longmont's own official estimate or a third-party aggregator is used) live in a city with a genuinely more attainable housing market than Boulder -- a real, disclosed relative claim, not an absolute one: Longmont's median sale price runs in a $480K-$575K band depending on source, date, and ZIP code, well below Boulder's roughly $915,000 median, but still meaningfully above the ~$408,776-$431,400 national benchmark used elsewhere in this dataset's Colorado coverage, so this is not a nationally cheap market either. Longmont's clearest, best-documented economic anchor is Seagate Technology's Longmont campus, employing more than 1,500 people, part of a broader tech, aerospace, biotech, and satellite-imaging employer mix that local economic-development sourcing describes qualitatively but that this research pass could not fully quantify beyond the Seagate figure -- disclosed as a real but partially unverified claim rather than inflated. St. Vrain Valley School District, headquartered in Longmont, ranks a genuinely strong #14 among Colorado's school districts (#5 in the Denver metro specifically) per Niche's 2026 rankings. A structurally important, well-documented hazard sets Longmont apart from Boulder and Fort Collins in this dataset: the September 2013 Colorado floods hit the city directly via St. Vrain Creek, which burst its banks and pushed water into neighborhoods outside the mapped floodplain, destroyed 6 of the city's 7 raw water sources, and caused nearly $150 million in city infrastructure damage alone -- real, primary-sourced, dated flood history, not a generic risk statement. Crime data genuinely diverges here across three sources: NeighborhoodScout reads Longmont as having one of the higher crime rates in America (driven mainly by property crime), CrimeGrade reads its violent-crime rate as average-to-better-than-state-average, and DoorProfit assigns an A- overall safety grade -- all disclosed rather than resolved into one verdict. Like the rest of the Front Range, Longmont carries real hail-driven homeowners insurance costs and tornado risk from its Eastern Plains-adjacent position, not the hurricane exposure covered elsewhere in this dataset.

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Housing

Median sale price$560,000

Taxes

Local effective property tax rateNot yet verified

Not independently sourced at the Boulder County level this session. Colorado's top state income tax rate is 4.40%. See the Colorado hub page for the statewide property tax context -- do not treat that figure as Longmont-specific.

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The tradeoffs

Pros

A real, separate Boulder County identity and history (founded 1871 as the Chicago-Colorado Colony) rather than a Boulder satellite; meaningfully more attainable housing than Boulder ($480K-$575K median band vs. Boulder's ~$915,000), a genuine relative-affordability story even though Longmont itself still runs above the national median; a real, large tech-sector anchor employer (Seagate Technology, 1,500+ jobs) inside city limits; a strong-ranked school district (St. Vrain Valley, #14 in Colorado, #5 in the Denver metro per Niche 2026); comparatively low, at-or-below-national-average unemployment (cited 3.85%-4.3% across sources); zero-fare local RTD bus service within city limits plus FLEX regional bus connections to Boulder, Fort Collins, and Loveland.

Cons

Genuinely disagreeing crime-data sources -- NeighborhoodScout reads Longmont as having one of the higher property-crime rates in America, while CrimeGrade reads its violent-crime rate as average and DoorProfit assigns an A- overall grade -- a real, disclosed split rather than a settled verdict; a well-documented, real flood-hazard history via the September 2013 St. Vrain Creek flood, which destroyed most of the city's raw water sources and caused nearly $150 million in city infrastructure damage, a genuine planning consideration distinct from the state's hail/tornado profile; still not a nationally affordable market despite being cheaper than Boulder, with a median sale price meaningfully above the national benchmark; Front Range Hail Alley homeowners insurance exposure and Eastern-Plains-adjacent tornado risk, consistent with the rest of Colorado's Tier A Front Range coverage in this dataset; Colorado's 4.40% flat state income tax (itself not fully fixed year to year under TABOR) applies here as anywhere else in the state.

Who this fits

Best for: Families and professionals who want a real, separate Boulder County city identity and a strong-ranked school district (St. Vrain Valley) at a genuinely more attainable price point than Boulder itself, plus tech-sector workers drawn to Seagate Technology's large Longmont campus or the city's broader, less precisely quantified tech/aerospace/biotech employer mix.

Maybe not for you if: Buyers expecting Boulder's university-town cachet or a nationally "cheap" housing market should recalibrate -- Longmont is a genuinely separate city with its own identity, not a discount version of Boulder, and its median home price still runs meaningfully above the national benchmark even though it undercuts Boulder specifically; buyers who weight crime-data safety scores heavily should review NeighborhoodScout's, CrimeGrade's, and DoorProfit's genuinely conflicting reads for a specific address before deciding; anyone buying near St. Vrain Creek or in a formerly flood-affected area should independently confirm current FEMA floodplain status given the city's real, documented 2013 flood history.

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Last reviewed: 2026-08-24. Independent research; see individual metric entries above for source attribution. This is not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.