Cost of Living & Housing in Georgetown
Georgetown carries the most moderately priced housing of the three towns in this Colorado batch and a favorable county property tax rate, but its combined sales tax is genuinely the highest of the three -- driven by the town's own high municipal rate.
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Learn moreThe most moderately priced housing in this Colorado batch
Zillow's typical home value for Georgetown is $518,900, and Redfin cited a closely agreeing $485,000 median sale price over the three months ending May 2026 (up 5.6% year over year) -- base record. This is notably more consistent across sources than Buena Vista's or Manitou Springs' wider, more volatile price spreads elsewhere in this batch, though Georgetown's genuinely small size still means monthly figures should be treated as directional.
Clear Creek County property tax runs favorably, but a real methodological gap exists
Clear Creek County's effective property tax rate is cited at 0.45%-0.56% depending on source, below the ~1.02% national median (base record). One source's median tax bill calculation ($1,557) is based on a $280,000 median home value -- well below Georgetown's own current $485,000-$518,900 median home price -- suggesting that county-level figure reflects a broader, lower-cost housing stock across Clear Creek County (including Idaho Springs) rather than Georgetown specifically. Budget off Georgetown's own current home values, not the county-level tax-bill example.
The highest combined sales tax of the three towns in this Colorado batch
Georgetown's combined sales tax is 10.05% (2.90% state + 2.65% Clear Creek County + 4.50% Town of Georgetown) -- higher than Buena Vista's 8.15% and Manitou Springs' 9.03% elsewhere in this batch, driven specifically by Georgetown's own high 4.50% municipal rate (base record).
Colorado's flat 4.40% state income tax applies here, with no local add-on
Colorado taxes individual income at a flat 4.40% rate (subject to a TABOR-driven mechanism that can temporarily lower it in state revenue-surplus years -- see colorado.js for the full mechanism). Georgetown and Clear Creek County levy no separate local income tax on top of the state rate.
Key takeaways
- Georgetown's housing is the most moderately and consistently priced of the three towns in this Colorado batch ($485,000-$518,900 depending on source, with unusually close agreement between Zillow and Redfin).
- Clear Creek County's effective property tax rate (0.45%-0.56%) runs favorably below the national median, though the underlying county median-home-value figure used for one tax-bill example ($280,000) is well below Georgetown's own current home prices -- budget off Georgetown-specific values.
- Georgetown's combined 10.05% sales tax is the highest of the three towns in this batch, driven by the town's own 4.50% municipal rate.
- Colorado's flat 4.40% state income tax applies with no Georgetown-specific local add-on.
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