Taxes & Insurance in Erie
Erie's tax picture is genuinely more complicated than most Colorado towns because it straddles two counties, producing a combined sales-tax rate that varies by address. Property taxes run modestly above the Colorado state median, and homeowners insurance inherits the Front Range's well-documented Hail Alley exposure.
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Learn moreA genuinely two-county sales-tax picture
Combined sales-tax rates cited this pass ranged from a 7.4% minimum (Avalara) up to 9.205% (SalesTaxHandbook), the latter for addresses carrying the full stack of 2.9% Colorado state base, 1.335% Weld County, 3.87% Erie municipal, and 1.1% special district. The Town's own published municipal rate is cited elsewhere at a flatter 3.5%, a real discrepancy against the 3.87% figure used in the more granular breakdown -- both are disclosed here rather than resolved into one confident number. Confirm the exact rate for a specific Erie address directly with the Town or Colorado Dept. of Revenue.
Property tax runs modestly above the Colorado state median
Erie's Town-only mill levy is 14.137 mills per $1,000 of assessed value; Ownwell cites a citywide median effective property tax rate of 0.72% -- above the roughly 0.50% Colorado state median cited in the Colorado state record, but still well below the ~0.9%-1.0% national average. This is the Town layer only; county and school-district levies apply on top and were not separately itemized this pass.
Homeowners insurance: real Hail Alley exposure, no Erie-specific figure found
As with the rest of the Front Range, Erie sits inside "Hail Alley," the corridor with the highest large-hail frequency in North America and, per multiple sources cited in the Colorado state record, the single largest driver of the state's homeowners insurance costs. No Erie-specific premium figure was found this research pass -- disclosed as a gap rather than inferred; get a specific quote for any Erie address.
Colorado's flat income tax applies statewide, not as an Erie-specific factor
Colorado taxes income at a flat 4.40% rate for 2025 and (pending a TABOR revenue-surplus determination) most likely 2026 as well -- not fixed the way a no-income-tax state's rate is, since a TABOR mechanism can temporarily lower it in surplus years (it did, to 4.25%, for tax year 2024). This applies identically in Erie as anywhere else in Colorado.
Key takeaways
- Erie's combined sales-tax rate genuinely varies by address across its two-county footprint -- cited between 7.4% and 9.205% this pass, with the Town's own published rate not fully reconciling against the more detailed breakdown.
- The Town mill levy is 14.137 mills, with a citywide median effective property tax rate of 0.72% -- above the Colorado state median (~0.50%) but below the national average.
- No Erie-specific homeowners insurance premium figure was found this pass; the town inherits the Front Range's well-documented Hail Alley exposure described at the state level.
- Colorado's 4.40% flat state income tax (subject to TABOR-driven year-to-year variation) applies in Erie as anywhere else in the state.
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