Taxes & Insurance in Englewood
Colorado's flat, TABOR-adjustable 4.40% state income tax applies in Englewood as it does statewide, while the city's own combined sales tax rate and homeowners insurance costs carry the same Front Range "Hail Alley" exposure documented across this dataset.
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Learn moreColorado's flat income tax, restated
Colorado's flat individual income tax rate is 4.40% for tax year 2026 -- the confirmed statutory rate -- subject to a TABOR-driven mechanism that can temporarily lower it further in a state revenue-surplus year. This applies statewide, not as an Englewood-specific rate.
Englewood's combined sales tax: a home-rule city with its own rate structure
Englewood is a home-rule city that collects its own local sales tax directly. The minimum combined rate is 8.05% (2.90% state + 0.25% Arapahoe County + 3.80% city + 1.10% special district), rising to as much as 9.15% depending on the specific ZIP code (7 of Englewood's 8 ZIP codes are subject to city sales tax). Notably, the Arapahoe County component cited here (0.25%) differs from the 1.00% figure cited for Littleton elsewhere in this batch -- both are independently sourced rather than reconciled, since the county levies different components that can apply differently by location.
Property tax: a low statewide average, no Englewood-specific figure confirmed
Colorado's statewide effective property tax rate is cited at roughly 0.50% (Tax Foundation, 2026), among the lowest in this dataset, but no Englewood-specific effective rate was independently resolved this pass -- confirm a parcel-specific figure directly.
Homeowners insurance: the same statewide Hail Alley exposure
Englewood sits within the Front Range's "Hail Alley" corridor along with the rest of this dataset's Denver-metro markets. Colorado's average homeowners premium reached roughly $4,164 in 2026 (6th-highest nationally), with hail accounting for an estimated 26%-54% of premiums depending on the county. No Englewood-specific premium figure was independently resolved this pass -- get a current quote for a specific address.
Key takeaways
- Colorado's flat state income tax is 4.40% for 2026, subject to a TABOR mechanism -- applies statewide, not an Englewood-specific figure.
- Englewood's combined sales tax rate runs 8.05%-9.15% depending on ZIP code -- its own home-rule city rate structure, independently sourced from Littleton's and Northglenn's.
- Colorado's statewide effective property tax rate runs roughly 0.50%; no Englewood-specific rate was confirmed this pass.
- Front Range "Hail Alley" drives real, well-documented homeowners insurance costs statewide (avg. ~$4,164/yr, 2026) -- confirm an Englewood-specific quote directly.
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