Cost of Living in Commerce City
Commerce City runs meaningfully more affordable than Broomfield on housing specifically, but carries the highest combined sales tax rate and highest effective property tax rate of the three markets in this Denver-metro batch.
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Learn moreThe most affordable housing of the three markets in this batch
Commerce City's $495,000 median sale price (3-mo trailing thru May 2026, Redfin) runs well below Broomfield's $682,000 figure documented elsewhere in this dataset -- the single biggest cost-of-living advantage here relative to Broomfield.
But the highest combined sales tax rate in this batch
The combined 2026 sales tax rate is 9.75% (2.90% state + 0.75% Adams County + 4.50% Commerce City + 1.60% special district), a real, recent increase from 9.25% effective January 2026 -- the highest of the three markets built together in this batch (City of Commerce City official Sales & Use Tax page, retrieved 2026-08-24).
The highest effective property tax rate within Adams County specifically
A genuinely notable, disclosed fact: within Adams County, Commerce City carries the HIGHEST effective property tax rate of any community in the county at 0.95% -- against a county-wide range of 0.60%-0.81% and a county low of 0.45% in Byers (Ownwell, retrieved 2026-08-24). Budget above the countywide median rather than assuming it applies uniformly.
Median household income runs below Broomfield's but above Commerce City's own housing-cost baseline
Median household income is $111,972 (2024 data, up 4.9% YoY) -- below Broomfield's $123,874 but comfortably above the national median, and paired with meaningfully lower housing costs than Broomfield, giving many Commerce City households real relative purchasing power.
Key takeaways
- Housing is the most affordable of the three markets in this batch ($495,000 median sale vs. Broomfield's $682,000).
- The combined sales tax rate (9.75% as of January 2026) is the highest of the three markets in this batch.
- Commerce City carries the highest effective property tax rate within Adams County specifically (0.95%, vs. a 0.60%-0.81% countywide range).
- Median household income ($111,972) runs below Broomfield's but pairs with meaningfully lower housing costs.
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