Homeowners Insurance & Natural Hazard Costs in North Little Rock
North Little Rock carries real, direct, disclosed tornado and flood exposure, alongside Arkansas's genuinely elevated statewide insurance costs.
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Learn moreReal, direct March 2023 tornado exposure
The March 31, 2023 EF3 tornado crossed the Arkansas River from Little Rock and struck North Little Rock directly, passing through Burns Park and the Indian Hills/Martindale subdivisions.
Shared Arkansas River flood risk
North Little Rock shares real, documented Arkansas River flood risk with Little Rock -- the May-June 2019 flood caused an estimated $3 billion in regional damage and breached levees between Fort Smith and Little Rock.
Arkansas's real, elevated statewide insurance costs
No North Little Rock-specific premium figure was found this pass -- Arkansas's statewide average runs approximately $3,865-$5,040/year, with Little Rock's own cross-river figures ($3,217-$4,694/year) offered as the closest relevant comparison.
Key takeaways
- North Little Rock carries real, direct exposure to the March 2023 EF3 tornado.
- Shared Arkansas River flood risk applies alongside Little Rock.
- Arkansas's statewide homeowners insurance runs $3,865-$5,040/year on average.
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