Cost of Living in Mountain Home
Mountain Home's cost of living centers on a notably low property tax rate and a real, disclosed housing-price spread, set against Arkansas's genuinely low, current top income tax rate and real retirement-income exemptions.
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Learn moreArkansas's real, current 3.7% top income tax rate
Arkansas's top individual income tax rate is a real, current 3.7% for 2026, applying in Mountain Home as statewide -- alongside a full Social Security exemption and a modest additional retirement-income exclusion, both particularly relevant given Mountain Home's real, substantial retiree population (base record).
A real, disclosed housing-price spread
Redfin's median sale price ran $219,868 (May 2026, +7.4% YoY), Zillow's average value ran $236,547, and Movoto's cited list price ran highest at $244,900 -- a real, disclosed spread this record does not resolve to one figure (base record).
A notably, genuinely low property tax rate
Ownwell cites Mountain Home's median effective property tax rate at just 0.49%, the lowest of any city within Baxter County (base record).
A real, disclosed rent spread
Median rent carries a real, disclosed spread of approximately $717-$925/month across sources reviewed this pass (base record).
Key takeaways
- Arkansas's top income tax rate is a real, current 3.7% for 2026, plus full Social Security and modest retirement-income exemptions.
- Housing carries a real, disclosed cross-source spread of approximately $219,868 to $244,900.
- Property tax runs notably, genuinely low (Ownwell's cited 0.49%, the lowest in Baxter County).
- Median rent carries a real, disclosed spread of approximately $717-$925/month.
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