Cost of Living in Monticello

Monticello's cost of living combines a genuinely low property tax rate against a real, disclosed, far-below-statewide local income base.

Exploring the idea of moving?

We can connect you with a local real estate professional who knows the area -- no pressure, just a starting point.

Learn more

A real, disclosed housing-price spread

Monticello's 2026 housing figures ran a real, disclosed $163,403 (an estimated value) to $245,000-$264,500 (actual sale/list prices) depending on source (base record).

A far-below-statewide household income

Monticello's median household income ran approximately $27,238 (2024) -- genuinely, substantially below Arkansas's own already-below-national statewide median of approximately $62,100 (base record).

A genuinely low property tax position

Monticello's own Ownwell-cited effective property tax rate ran approximately 0.79%, below the cited national median of 1.02% (base record).

Key takeaways

Want to know what your budget actually buys here?

Tell us a bit about what you're looking for and we'll connect you with someone local who can walk you through real numbers.

Get local guidance

Read the full Monticello overview for the complete picture -- housing, taxes, climate, and who this place genuinely fits.

Planning a move?

Tell us what you're looking for and we'll connect you with a local expert who can help you make it happen.

Talk to a local expert
Last reviewed: 2026-08-28. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.