Taxes & Insurance in Malvern
Malvern's tax and insurance picture pairs a genuinely low countywide property tax rate with Arkansas's real, comparatively high statewide sales tax and homeowners insurance costs.
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Learn moreA genuinely low countywide property tax rate
Hot Spring County's cited median effective property tax rate ran 0.56% -- below the Arkansas statewide median (0.81%) -- though this record discloses real within-county variance (the separate city of Hot Springs, same county, cites a materially higher ~1.00% rate) (base record).
Arkansas's real, current low income tax
Arkansas's top individual income tax rate reached a real, current 3.7% for 2026, alongside the Amendment 79 homestead credit (up to $600/year) (base record).
A real, comparatively high sales tax and insurance cost
Arkansas's statewide average combined sales tax rate ran approximately 9.48% in 2026, and the statewide average homeowners insurance premium ran a cross-source-cited $3,720-$4,955/year (base record).
Key takeaways
- Hot Spring County's 0.56% median effective property tax rate runs genuinely low, with real, disclosed within-county variance.
- Arkansas's 3.7% top income tax rate and $600 Amendment 79 homestead credit apply statewide.
- Arkansas's ~9.48% average combined sales tax rate and above-national homeowners insurance costs are real, disclosed trade-offs.
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