Taxes in Hot Springs
Hot Springs' tax picture combines an above-state-median effective property tax rate with Arkansas's real, statewide low income tax structure.
Exploring the idea of moving?
We can connect you with a local real estate professional who knows the area -- no pressure, just a starting point.
Learn moreAn above-state-median property tax rate
Hot Springs' effective property tax rate ran approximately 0.90% per Ownwell -- genuinely above the Arkansas statewide median (~0.81%), though below the national median (~1.02%), and above Garland County's own overall median (~0.63%).
Arkansas's real, current low income tax
Arkansas's top individual income tax rate ran 3.7% for 2026, the latest of four consecutive annual cuts since 2022.
A real, substantial combined sales tax
Hot Springs' combined sales tax rate runs approximately 9.5% -- a real, substantial cost this record discloses as a genuine trade-off against the falling state income tax.
Key takeaways
- Hot Springs' effective property tax rate (~0.90%) runs above Arkansas's own statewide median.
- Arkansas's real, current top income tax rate is 3.7% for 2026.
- Hot Springs' combined sales tax rate (~9.5%) is a real, substantial offsetting cost.
Want to know what your budget actually buys here?
Tell us a bit about what you're looking for and we'll connect you with someone local who can walk you through real numbers.
Get local guidanceRead the full Hot Springs overview for the complete picture -- housing, taxes, climate, and who this place genuinely fits.
Planning a move?
Tell us what you're looking for and we'll connect you with a local expert who can help you make it happen.
Talk to a local expert