Retiring in Hot Springs
Retiring in Hot Springs offers a real, genuine National Park lifestyle and substantial local healthcare access, alongside an honestly disclosed above-median property tax rate.
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Learn moreArkansas's real retirement-income tax treatment
Arkansas fully exempts Social Security retirement benefits from state income tax, with a real, modest additional exclusion (up to $6,000) on other qualified retirement income for taxpayers 59.5+.
Real, substantial local healthcare access
Two real, separate hospitals -- CHI St. Vincent Hot Springs and National Park Medical Center -- provide genuine, substantial local healthcare access for retirees.
A real, honestly disclosed property tax consideration
Hot Springs' own effective property tax rate (~0.90%) runs above Arkansas's statewide median -- a real, meaningful consideration for tax-sensitive retirees, though Hot Springs city's own rate still sits below the national median.
Key takeaways
- Arkansas's real Social Security exemption and modest retirement-income exclusion apply in Hot Springs as statewide.
- Real, substantial dual-hospital local healthcare access supports retirees directly.
- Hot Springs' effective property tax rate (~0.90%) runs above Arkansas's statewide median -- a real consideration.
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