Taxes & Insurance in Camden
Camden's tax and insurance picture pairs a low resulting property tax bill with Arkansas's real, comparatively high statewide sales tax and homeowners insurance costs -- plus real, documented flood risk worth confirming for insurance purposes.
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Learn moreA low property tax bill, a normal-range rate
Ownwell cites Camden's effective property tax rate at 0.85% -- marginally above the Arkansas statewide median (0.84%) but below the national median (1.02%) -- producing a low $292 median annual bill driven by Camden's own low home values (base record).
Arkansas's real, current low income tax
Arkansas's top individual income tax rate reached a real, current 3.7% for 2026, alongside the Amendment 79 homestead credit (up to $600/year) and full Social Security exemption plus a $6,000-per-person exclusion on other qualifying retirement income (base record).
A real, comparatively high sales tax and insurance cost
Arkansas's statewide average combined sales tax rate ran approximately 9.48% in 2026, and the statewide average homeowners insurance premium ran a cross-source-cited $3,720-$4,955/year -- confirm current, address-specific quotes directly given Camden's real, documented Ouachita River flood exposure (base record).
Key takeaways
- Camden's low $292 median property tax bill reflects genuinely low home values, not an unusually low rate.
- Arkansas's 3.7% top income tax rate and $600 Amendment 79 homestead credit apply statewide.
- Confirm current, address-specific homeowners-insurance quotes directly given real, documented Ouachita River flood risk.
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