Taxes & Insurance in Arkadelphia
Arkadelphia's tax and insurance picture pairs a low resulting property tax bill with Arkansas's real, comparatively high statewide sales tax and homeowners insurance costs.
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Learn moreA low property tax bill, a normal-range rate
Ownwell cites Arkadelphia's effective property tax rate at 0.87% -- marginally above the Arkansas statewide median (0.84%) but below the national median (1.02%) -- producing a low $659 median annual bill (base record).
Arkansas's real, current low income tax
Arkansas's top individual income tax rate reached a real, current 3.7% for 2026, alongside the Amendment 79 homestead credit (up to $600/year) (base record).
A real, comparatively high sales tax and insurance cost
Arkansas's statewide average combined sales tax rate ran approximately 9.48% in 2026, and the statewide average homeowners insurance premium ran a cross-source-cited $3,720-$4,955/year -- both genuinely above typical national levels (base record).
Key takeaways
- Arkadelphia's effective property tax rate (0.87%) produces a low $659 median annual bill.
- Arkansas's 3.7% top income tax rate and $600 Amendment 79 homestead credit apply statewide.
- Arkansas's ~9.48% average combined sales tax rate and above-national homeowners insurance costs are real, disclosed trade-offs.
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