Cost of Living in Yuma

Yuma runs genuinely affordable by Arizona standards -- median home prices in the high-$200Ks to low-$300Ks and some of the lowest apartment rents found across this dataset's newer Arizona markets -- offset partly by a combined sales tax cited between 7.4% and 8.412% depending on source, one of the higher rates in the state.

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Housing is genuinely the affordability story here

Yuma's city-specific median sale price is cited at $280,000 (Resideline, trailing 6 months of 874 closed sales), well below Phoenix and Tucson metro medians. A separate Yuma COUNTY-wide figure from Redfin cites $329,000 (3 months ending ~May 2026, up 6.8% year-over-year) -- a real, disclosed spread reflecting different geography, not a single contradicted number.

Rent runs low relative to national and even Arizona averages

RentCafe cites 2026 averages of $970/month for a studio, $1,000/month for a one-bedroom, and $1,300/month for a two-bedroom apartment, with rental single-family homes averaging $1,836/month -- genuinely affordable figures not independently cross-checked against a second rent tracker this pass.

Arizona's low income tax is a real offset, but Yuma's own sales tax runs comparatively high

Arizona's flat 2.5% state income tax (see taxes) is a real cost advantage, but Yuma's own combined sales tax is cited at 7.4%-8.412% depending on source -- among the higher rates in this dataset's new Arizona markets, meaningfully higher than the ~7.4% average cited for Georgia or North Carolina elsewhere in this dataset.

Median household income runs below state and national levels

Yuma's median household income is cited at $65,482, below both the Arizona and US medians -- a real reflection of the area's large share of seasonal agricultural labor, worth weighing alongside the area's genuinely low housing costs rather than in isolation.

Key takeaways

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Last reviewed: 2026-08-24. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.