Taxes & Insurance in Kingman
Kingman pairs a low effective property tax rate with a comparatively high, and soon-rising, combined sales tax -- and Arizona's real flat 2.5% state income tax applies here as anywhere else in the state.
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Learn moreA low effective property tax rate
Ownwell cites Kingman's median effective property tax rate at 0.44%, roughly in line with the Mohave County average of 0.44% -- well below both the national median and Arizona's own statewide effective-rate figures (0.48%-0.581% depending on methodology, per arizona.js). The median annual bill is $1,056 on a median home value of $242,700, with a ZIP-level range from $401 (86409) to $477 (86401) (Ownwell, via WebSearch synthesis, retrieved 2026-08-24).
Arizona's real flat 2.5% state income tax
Arizona has taxed individual income at a single flat 2.5% rate since tax year 2023, confirmed continuing for 2026 -- the lowest flat rate of any state that taxes income at all, but a real state income tax nonetheless, not a 'no state income tax' state (Arizona Dept. of Revenue; see arizona.js for full sourcing). This applies identically in Kingman as anywhere else in Arizona.
A comparatively high combined sales tax, rising further in September 2026
Kingman's current combined sales tax rate is 8.1% (5.6% Arizona state + 2.5% City of Kingman). Effective September 1, 2026, the city's own TPT rate rises from 2.50% to 3.00% for most taxable business classifications, pushing the combined rate to roughly 8.6% for those categories (City of Kingman Finance Dept., Avalara, via WebSearch synthesis, retrieved 2026-08-24) -- a real, dated, upcoming increase that should be reconfirmed after the effective date.
Homeowners insurance: a statewide range, with a low-confidence local citation
No single reliable Kingman-specific homeowners insurance premium was independently verified this session -- one low-confidence source cited a notably low $508-$689/year range, well below Arizona's statewide range of roughly $2,225-$2,530/year cited in arizona.js. That statewide range is likely the more reliable planning figure; get a specific quote for any Kingman address rather than relying on either single citation.
Key takeaways
- Kingman's effective property tax rate is a low 0.44%, with a median annual bill of $1,056 on a $242,700 home.
- Arizona's flat 2.5% state income tax applies in Kingman as anywhere else in the state -- a real tax, not a 'no income tax' situation.
- Kingman's combined sales tax is 8.1% currently, rising to roughly 8.6% for most transaction categories effective September 1, 2026 -- a real, dated increase.
- No reliable Kingman-specific homeowners insurance premium was confirmed this session; use the statewide Arizona range (~$2,225-$2,530/year, per arizona.js) for planning and get a specific local quote.
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