Taxes & Insurance in Goodyear
Goodyear carries the highest effective property tax rate among this dataset's three West Valley cities and a combined sales tax rate that varies meaningfully by ZIP, alongside Arizona's real flat 2.5% state income tax.
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Learn moreGoodyear's combined sales tax rate varies by ZIP, reaching 9.3% in some areas
Most 2026 aggregators cite a minimum combined rate of 8.8% (5.6% AZ state + 0.7% Maricopa County + 2.5% City of Goodyear), but a separate April 2026 update cites 9.100%, and ZIP code 85395 specifically -- home to PebbleCreek -- carries a higher 9.3% combined rate with a 3% city-tax component in that district (Avalara, SalesTaxGuide.org, retrieved 2026-08-24). This is a real, location-dependent range rather than one settled figure.
The highest effective property tax rate among this dataset's three West Valley cities
Ownwell cites Goodyear's median effective property tax rate at 0.59% -- above the Arizona statewide median (0.51%) and above both Avondale's (0.53%) and Surprise's (0.44%), both elsewhere in this dataset, though still below the 1.02% national median. Rates vary by ZIP: 0.67% in 85395 (PebbleCreek) versus 0.56% in 85338 (retrieved 2026-08-24). Separately, the City of Goodyear's own FY2026 total property tax rate is $1.735 per $100 of assessed value ($0.9082 primary + $0.8268 secondary) -- a different, assessed-value-based measure than Ownwell's effective-rate-of-market-value figure, both disclosed rather than conflated.
Arizona's real flat 2.5% income tax
Arizona levies a real, flat 2.5% individual income tax, in effect since tax year 2023 (azdor.gov, retrieved 2026-08-24) -- the lowest flat rate of any state that levies one, but a real tax nonetheless. This is NOT a no-income-tax state, and this record deliberately does not frame it that way.
Homeowners insurance: a real statewide range, no Goodyear-specific figure isolated this pass
Arizona homeowners insurance costs for 2026 were cited across a real statewide range of roughly $2,309-$2,602/year depending on methodology and coverage level, with the Phoenix metro (including most of Maricopa County) running slightly above the statewide average at roughly $2,387/year (Insurance.com, MoneyGeek, NerdWallet aggregation, retrieved 2026-08-24). No Goodyear-specific figure, distinct from the broader Phoenix-metro/statewide range, was isolated this research pass -- that gap is disclosed rather than papered over; get a specific quote for any Goodyear address.
Key takeaways
- Goodyear's combined sales tax rate ranges 8.8%-9.3% depending on ZIP -- the PebbleCreek-area ZIP (85395) carries the higher rate.
- Goodyear's effective property tax rate (0.59% median) is the highest among this dataset's three West Valley cities.
- Arizona's state income tax is a real flat 2.5%, in effect since 2023 -- NOT a no-income-tax state.
- Homeowners insurance carries a real statewide/Phoenix-metro range of roughly $2,309-$2,602/year; no Goodyear-specific figure was isolated this pass -- a genuine, disclosed data gap.
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