Homeowners Insurance & Natural Hazard Costs in Seward

Seward pairs modestly below-average homeowners insurance costs with real, severe, documented earthquake and tsunami history this record discloses directly.

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Modestly below-average homeowners insurance

Seward's homeowners insurance runs approximately $740-$1,027/year (~$61-$85/month), close to and modestly below the ~$1,035/year Alaska statewide average this pass's research found.

Seward's real, severe 1964 earthquake and tsunami history

The March 27, 1964 M9.2 Good Friday Earthquake and resulting tsunami devastated Seward's own waterfront -- the shoreline dropped into Resurrection Bay, oil tanks ignited, and fire spread with the tsunami, part of a real, disclosed 82-death regional toll.

Alaska's broader, ongoing seismic risk applies

Seward sits within Alaska's real, extreme, ongoing seismic hazard zone detailed in alaska.js -- the most seismically active US state.

Key takeaways

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Last reviewed: 2026-08-28. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.